Katherine Chaffin 


Cell / Text  970-739-3548

It's Wonderful to Live in SW Colorado...                                             

About Us


XTROV Realty opened its doors for business in August 2011.  Our first office was an 888 square foot building located at 303 North Broadway in Cortez, Colorado.  We've grown in many ways since then but we always have done the same core work - residential real estate and property management serving Montezuma and Dolores counties.

In the summer of 2015, we were very fortunate to acquire our current office - the well-loved former Wilber Florist building located on the corner of historic Montezuma Avenue and Harrison Street.  A complete remodel of the downstairs, allowed us to open the doors at 444 East Montezuma Avenue in January 2016.   It was a busy time.   The sale of our beloved Broadway building, the remodel, the relocation, and all that goes into opening a new business location came together.  The move allowed us to dramatically increase our footprint and expand the options of what we can offer manyfold.   We officially opened the new location in June of 2016 with our Grand Opening Garden Party.

Since we are in the business of "home" and all that it entails, we are pleased that our own home improvement projects will be part of our normal day-to-day for the foreseeable future.  After the first wave of interior remodeling, additional projects completed through 2019 include a 40x60 foot concrete parking lot, an exterior privacy wall, a new metal roof, gutters, more insulation, more landscaping, and a beautiful private courtyard complete with all the outdoor necessities for entertaining.  


Our current projects are 1) the construction of the XTROV lofts and, 2) an expanded focus on providing clients with real estate-related educational and experiential opportunities leveraging the "444" facility.  In addition, as soon as things return to somewhat normal we will finish the exterior stucco job bringing "444's" outside look to relative completion.

The lofts will consist of two fully-furnished rental units, a studio, and a two-bedroom.   The specific vision for the lofts is to bring "Southwest Luxury to the Heart of Cortez."   In total, "444" will house XTROV Realty and Property Management, the XTROV Education and Small Event Center, and the Rental Lofts.  

Our Vision

Spread Joy and Happiness by Providing Real Estate Services.

Our Mission 

Provide our clients with beneficial residential real estate services and transformative educational opportunities all in an upscale environment reflective of the Colorado Southwest.

XTROV People

We love real estate and we love helping​ you!

Katherine Chaffin

XTROV Founder and Broker Owner

Katherine's interest in real estate started in 2002 when she relocated back to the area and bought her first fixer-upper.   A third-generation Montezuma County native, a love of local real estate came easily.   After 40+ successful fix and flips, in 2008 the market changed drastically and a new plan was in order.   Katherine quickly earned her Colorado real estate license, served her 2-year apprenticeship and opened XTROV's doors in August of 2011 offering both real estate and property management services.   Since then Katherine has consistently been a high producing REALTOR and XTROV has grown to be a leading property management firm.   Katherine has a Masters of Science degree in Counseling and a BA degree in Psychology.  Most recently prior to real estate, she was an Executive Recruiter serving the financial services market nationwide.  When not at XTROV, you can find Katherine on her beloved family farmette (12 acres) in Yellow Jacket.  She loves all animals, especially her many rescued feral cats.  Having recently learned what it means to be a "cancer-surviving warrior," Katherine shares what she has learned and, continues to learn daily with others in the BLOG on this website.  For more detailed thoughts on real estate, surviving in our toxic world, understanding and living your true purpose, loving life in beautiful Southwestern Colorado and on cats, of course, cats and more- visit the BLOG.

Andi Bundy

Transaction and Property Manager

XTROV met Andi when she walked in the door at 303 N Broadway and was ready to learn how to buy her first home.  She and her husband, Kenny, accomplished that feat shortly thereafter!  From that original connection, she was destined to enter into the real estate business.   Andi joined XTROV in June 2018.  Her outstanding human relations skills, plus her natural drive for excellence ensures that all clients get the attention and care they need.  As a bonus, you'll also get her trademark smile and experience her genuine compassion for others.  She has quickly learned the ropes of an ever-changing and challenging landscape of property management and real estate transaction management.   She has begun the education necessary to earn her Colorado real estate license.  Andi will be an amazing REALTOR - we can't wait.   Prior to real estate, Andi worked as a CNA.  When not at XTROV, Andi enjoys many family activities.  She has two wonderful children, BreAnna -12, and Corey - 3.   Pleases stop by the office and say HELLO to Andi.  She'd love to add you to her list of friends.

Art Ewing


Having an experienced in-house maintenance man cuts down on the time it takes to get things done and expands the scope of what XTROV can offer to our clients.  Art's 25+ year's construction experience enables him to fix or know how to get fixed almost anything that can go wrong in a residential setting.   Art started remodeling houses with XTROV in 2002.  Many houses later, he is still going strong.   When not at XTROV, Art loves to RV and discover new places.   He is pictured here at Pagosa Springs Resort - a favorite close-by destination.

Barbara Mate

Customer Care Specialist

Barbara was born in Hungary.   She and her family moved to Florida in 1984.   After college studying psychology and earning an Associate of Science degree in Radiography, Barbara worked as an Xray Technician.  Her journeys then took her to Silicon Valley, California.  Having always been interested in an agrarian lifestyle, with the help of the Internet, she located her current home in Cahone while still living in California.   She and her family moved to a beautiful dryland acreage in Cahone.   She lives there with her twins, Jackson and Eva.  She also has an older son, Christian.  Barbara joined XTROV in November of 2019.   She is learning the complex business of property management and enjoys helping our clients - tenants and landlords alike.   Barbara is the main person responsible for the Inspections that keep our properties in good shape and our tenants' needs met.   She is also gearing up to study for the REALTOR exam.   It is a rigorous study program and challenging process to become a REALTOR.   However, Barbara will do great and be an excellent REALTOR.